Adverse Credit Mortgages | Adverse Mortgage

Adverse credit mortgages

If you have suffered County Court Judgements (CCJs), defaults, convictions, bankruptcy or for any other reason you have a poor credit record, then your mortgage may be considered an Adverse Credit Mortgage.

Interest rates on adverse credit mortgages can be higher than the normal rates as the lenders perceive that there is a higher risk by lending in such cases. Interest rates will reduce as the "loan to value" (LTV) ratio reduces.

Lenders will typically consider lending up to 90% of the value of your property - depending upon your particular circumstances.

For more information on adverse credit mortgages or to apply for an adverse credit mortgage please follow the link - Adverse Credit Mortgages >

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• Your home may be repossessed if you do not keep up repayments on your mortgage.
• Changes in the exchange rate may increase the sterling equivalent of your debt.
• The FSA do not regulate certain mortgages.
• The advice and/or guidance contained within this site is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.